Based on a purchase price of $1,100.00 you could pay a down payment of $98.06 today, followed by 11 monthly payments of $98.06 at 15% APR for a total repayment amount of $1,078.64 ($1,001.94 in principal and $76.70 in interest). Well qualified applicants may be eligible for $0 down payment. Minimum $300 purchase required. Actual terms are based on your credit score and other factors and may vary. Not everyone is eligible. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use. 410 Adelaide Street West, Suite 220, Toronto, ON M5V 1S8, Canada.